Insurance Plan Information & Insurance FAQs

Mandel Dermatology accepts most major insurance plans, including Medicare.*

*Please confirm with your intended visit location that your specific plan is accepted by emailing a photo of your card to wecare@mandelderm.com.

Insurance Q&A

  • What insurance plans do you accept?

    We're proud to accept most major insurance plans, including Medicare at all of our locations


    We still always suggest emailing us at wecare@mandelderm.com to confirm we accept your specific plan. 

  • I want to be seen but you don't accept my plan. What is the self-pay rate?

    If you have Aetna, Cigna, Anthem Blue Cross Blue Shield, UnitedHealthcare, or Medicare, we accept your insurance. 


    If you do not have one of the above listed insurance plans: For first time medical patients, the office visit fee is $250. For retruning medical patients, the office visit fee is $150. 


    If you are coming in for a cosmetic visit (e.g. Botox, Filler, HydraFacials, etc.) you will only be charged the treatment price (or a consultation fee if not treatments is received). There is no additional office visit fee. Cosmetic consultation fees are $100, and the $100 remains on your account as a credit to be applied to any future treatment at our office.

  • Do I need a referral?

    To determine if you need a referral, please check the front and back of your card for text stating "referral"  or "authorization" requirements to see a "specialist."


    Dermatologists are considered a specialists, so if a referral or authorization is needed it may list it on your card.


    Please keep in mind that sometimes this information is not listed on your card and you must call your insurance company to confirm if you need a referral. 


    If you show up for an appointment without a referral or authorization and your plan requires one, you may not be able to be seen.

  • Which plans might need a referral or authorizations?

    Here you go! These are some plans that often require referral or authorization. Please keep in mind this is not an exhaustive list, and we suggest calling your insurance plan ahead of time to confirm if you are unsure of your plan's requirement(s).

    • Emblem HIP - always requires a referral to be seen unless the card specifically states otherwise
    • Healthcare Partners - all procedures require authorization before they are preformed
    • Oxford / United Healthcare - check the back of the card for "referral required or no referral required"
    • Aetna - check the back of the card and call your plan information line to see if your plan requires one (many student plans require authorization)
    • HealthFirst (Accepted in NYC ONLY) - must call to find out if visit/codes require authorization
  • What is my copay?

    Copays are determined by your specific plan. Please check your card for copay information, or call the number on the back of your card. You'll want to check for "specialist" copay to see what it would cost to see the dermatologist. Keep in mind, you may also be subject to co-insurance, or a deductible.

  • Will I pay more than my copay?

    Sometimes! If your plan has a deductible that has not yet been met, or a coinsurance, you may be required to pay more out of pocket once your insurance company processes your visit. To be sure of the potential costs to a visit, please contact your insurance company.